The full year at a glance
An all-in-one dashboard, annual totals and a bill calendar show what is due, what you spent and what is left.
Annual budget spreadsheet · Excel + Google Sheets
Your whole year of money, in one spreadsheet.
28 linked tabs track your bills, debt, savings and net worth. Built for couples and families of up to six people. Download it today and start in any month.
- Instant download
- Excel and Google Sheets
- Step-by-step guide and video
Start in any month
Sample data shown
Opens in the apps you already use
Microsoft Excel
Google Sheets
Up to 6 users
Instant delivery
Why it works
Three things you will notice in the first week
Start in any month
Twelve monthly tabs mean you can begin in March or October. You do not have to wait for January.
More than tracking
Use the 50/30/20 dashboard, sinking funds, a debt calculator, net worth and an investment forecast to build wealth.
Try it now
See your paycheck through the 50/30/20 rule
Type your monthly take-home pay. The split below is a popular starting guideline. The spreadsheet's 50/30/20 dashboard compares it with what you actually spend.
- NeedsRent, groceries, utilities, minimum debt payments$2,400
- WantsDining out, hobbies, subscriptions, trips$1,440
- Savings and extra debt paymentsEmergency fund, investing, paying balances down$960
A guideline for planning, not financial advice.
Inside the file
28 tabs in four sections that work together
Enter your accounts and recurring bills once. Every dashboard, calendar and calculator reads from the same data.
Choose your plan
Start with the spreadsheet or bundle and save
Every option is a digital download. Pick the one that matches where you are with your money.
What buyers say
Reviews from people who use it
Placeholder reviews. Replace with verified customer reviews before launch.About Weslora
Money tools that are quick to learn and easy to keep using
Weslora designs digital planners and spreadsheets for people who want clarity without a learning curve. Every file ships with plain instructions and a person to ask when you are stuck.
What we build toward
- Clear screens. One glance should tell you where you stand.
- Files you own. Open them in Excel or Google Sheets, no subscription.
- Real support. Send a message and a person replies.
Ready when you are
Open the spreadsheet tonight and know your numbers by morning
Instant download. Works in Excel and Google Sheets. Includes a step-by-step guide and a video tutorial.
Illustrative screens with sample data. The file arrives blank and ready for your numbers.
Digital download
Ultimate Annual Budget Spreadsheet
A 28-tab planner for Excel and Google Sheets. Track bills, debt, savings and net worth for one person, a couple or a family of up to six.
$19
Bundle & Save
Gifts unlocked
Order now and your download link arrives by email in minutes
- Instant download after payment
- Setup help by message if you get stuck
- Personal use license, one household
You receive
PDF with Google Sheets linkExcel fileStep-by-step PDF guideVideo tutorial
Description
A 28-tab annual budget planner for Excel and Google Sheets, with a bill tracker, debt calculator, 50/30/20 dashboard and net worth tracking. Log a transaction once and the dashboards, calendar and totals update.
Why you need a budget spreadsheet
Most budgets fall apart because the numbers live in five different places. This file keeps income, bills, debt, savings and net worth together, so you can see where every dollar goes before the month starts.
Benefits
- Start in any month, with twelve monthly tabs
- Built for one person, a couple or a family of up to six
- Works in Microsoft Excel and Google Sheets
- Step-by-step guide and video tutorial included
- Instant download after payment
What is inside
A stronger money plan starts with one clear file
Everything you track lives in the same workbook, so the picture of your year is always up to date.
Why it helps
What changes when your money is in one place
Practical things the file does for you from the first week.
Getting started
Your first 30 days with the file
A simple routine that takes a few minutes a week.
A suggested routine, not a promise of results. Your numbers are your own.
Three reasons
Why this file is different from a free template
Explore the file
Open each section and see what the tabs do
Side by side
How it compares with the other ways to budget
A general comparison. Features differ from one app or template to the next.
Bundle and save
Pair it with the trackers people add next
Bundle prices are lower than buying each file separately.
Before you buy
Compatibility, plainly stated
| Where you use it | Works? | Good to know |
|---|---|---|
| Google Sheets in a browser | Yes | Needs a free Google account. Best on a computer. |
| Excel for Windows (Microsoft 365 desktop) | Yes | Built with the latest desktop version. Older versions may miss features. |
| Excel for Mac | Yes | The Google Sheets version is more stable on Mac, so we suggest it. |
| Apple Numbers | No | Open the Google Sheets version instead. |
| Phone or tablet | Partly | Files with more than 15 tabs run best on a computer. |
| Language | English | English only. Currency can be changed. |
Questions
Answers before you ask
One file for the whole year
Download it, enter your accounts once and let the dashboards do the rest.
About Weslora
We build money tools you will actually open
Weslora is a digital products studio. Our first release is a full-year budget spreadsheet designed to be understood in an evening.
Our story
Most budgeting files fail for the same reason. They ask for too much setup, hide the answer behind formulas and get abandoned by February.
Weslora started with a simpler goal. Make a planner where the setup happens once, the dashboards update themselves and a couple or a whole family can use the same file.
Every release is tested in Excel and Google Sheets, written up in plain language and backed by a person who answers messages.
Mission and vision
Mission. Give everyday households a clear view of their money without a subscription or a steep learning curve.
Vision. A shelf of simple, well-made planners that people trust year after year.
Why choose us
What you can count on
Instant delivery
Your files are ready as soon as payment clears.
Apps you already own
No new software. Use Excel or a free Google account.
Clear instructions
A written guide and a video walk you through setup.
A person to ask
Message us if a tab does not behave and we will help.
See the planner for yourself
Browse every tab, then download the file when you are ready.
How it works
Four sections, one connected budget
Each section has a job. Together they cover everything from the grocery run to your ten-year net worth.
Getting started
From download to first dashboard
Download your files
You receive an Excel file, a PDF with your Google Sheets link, a written guide and a video tutorial.
Open your version
Use the Excel file right away, or make a copy of the Google Sheet in your own Drive.
Enter your setup once
Add bank accounts, categories and recurring bills on the Easy Setup tab.
Track and review
Log variable spending, then check the dashboards, calendar and wealth tools.
Benefits
What changes when your budget lives in one place
No more surprise bills
The automated calendar shows due dates and paydays together.
One shared view
Couples and families of up to six can work from the same file.
Debt with a plan
Compare payoff approaches and watch the balance fall month by month.
Savings with a purpose
Sinking funds set money aside for car repairs, gifts and trips.
Your own categories
Rename categories and change the currency to match your life.
A longer view
Net worth and investment forecast tabs keep the big picture in sight.
FAQ
Frequently asked questions
Still deciding? Look at every tab first
The full list of views is one click away.
What's inside
Every view in the spreadsheet
Search or filter to find the tab you care about. All views are included with the spreadsheet.
All of it, one download
Every view above ships in the same file, in Excel and Google Sheets.
Contact
Questions about your spreadsheet?
Ask about setup, compatibility or your order. We read every message.
Business information
Weslora
Digital planners and spreadsheets
Serving customers across the United States. Everything is delivered online.
Email us
support@weslora.comWe reply by email.